Over the last couple of years, the way you carry out your banking transactions has changed a lot, particularly via the new-age, technology-enabled platforms. Be it making payments online, swiping your cards at shopping outlets or withdrawing cash from ATMs (automated teller machines) - all routine transactions have become more user-friendly and secure, if not foolproof. This is thanks largely to the Reserve Bank of India's regulations to strengthen the safety infrastructure for such transactions and the steps taken by banks to encourage the use of such alternative channels instead of bank branches.
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