...When you consider that access to finance by the poor and vulnerable groups is a prerequisite for poverty reduction and social cohesion, it’s clear as to why the country's apex bank, the Reserve Bank of India, has charted out guidelines for all banks to bring in more people into the banking network. The RBI also pulled them up for the tardy job done so far, saying that they should not indulge in mere ‘lip service’ of financial inclusion. Also, for this initiative to work, the government needs to play a facilitating role in the process. ....
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