.... If you are the kind of bank customer whose savings account has an average balance of 1 lakh, then you're going to make about 166 a month extra by the time the dust settles down. That's not a sum that matters to you. If your average balance is 2,000 then you will be left richer (if that's the word) by 3.34 a month and there's no one to whom that sum matters. If you actually have a sum in a savings account on which this loose change matters to you, then you probably don't exist. Otherwise you would have heard of fixed deposits......
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