.... That’s when Chanda Kochhar, managing director and chief executive of ICICI, decided that if the bank were to have any chance of a sunny future it would have to undertake some bold decisions—primarily, moving from a strategy of aggressive growth to no growth at all. “I had to make them (team members and colleagues) see that this was part of a bigger long-term strategy. So, consolidation for a period of two years was really in a way building the foundation for a growth period that we will start thereafter. We decided on no growth so that we can start growing in a much more profitable and sustainable manner,”......
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