…..This goes back to the notion that financial inclusion is an activity that has to be subsidised, that it has to be forced as a form of charity and therefore is a public service conducted by the public sector banks. I think there are certain aspects of providing financial services, which will probably need to be subsidised, but not necessarily all of them, provided some of the constraints are removed and the government creates the necessary infrastructure such as access to information, access to legal support, etc……..
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