In the recent past a lot has been written about India's move to Basel III, the new global rules for ensuring that our banks have enough capital and do not face the vagaries that are being currently faced by their Western counterparts. Much of the focus of the discussion to date has been on the 'how' behind such a move. However, in our rush towards adoption and our obsession with the 'how', we seem to have missed the 'why'………..
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