.....It is important that all such accounts are active and do not end up like no-frill accounts, a majority of which are dormant and hence unviable," said a top executive of a public sector bank. The government has also decided to extend its financial inclusion drive, called 'Swabhimaan campaign', to habitations with population of more than 1,000 in the north east and hilly states as per the 2011 census. The ministry maintains this model of financial inclusion is not in conflict with the blueprint prepared by the Reserve Bank of India. "There are no differences and the RBI's model of "one district-many banks-one lead bank" is being followed," another finance ministry official said.
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