When the first self-help groups (SHGs) were linked to banks in Udaipur in 1992, several high-profile visitors from the Reserve Bank of India, Indian Institute of Management, Ahmedabad, Swiss Agency for Development and Cooperation and National Bank for Agriculture and Rural Development (NABARD) flocked to the small village of Sakroda to ask the bewildered group of women about their experience with the Rs. 5,000 loan they had received from a local bank. Economist Ajay Tankha’s book on the SHG movement in India begins with this interesting nugget in a foreword written by Vipin Sharma, CEO of ACCESS Development Services, a company that offers microfinance and livelihood assistance..........
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