........But the finance minister clarified the government did not have a roadmap for consolidation and added that the process had to be driven by the management-boards of banks. So, consolidation is not on the top of my mind as of today. Though I cannot comment on this as the chairman of the Indian Banks' Association (IBA), but as chairman of PNB, it not a priority. But if there is an enabling environment and availability of opportunity, I will not hesitate to encash that opportunity.........
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