Mumbai: For most part, the year 2012 seemed an annus horribilis (a horrible year) for the banking sector as public sector banks that account for nearly 75% of the sector’s business saw their autonomy and earnings worsen. Starting with “regular missives” from the finance ministry, an unrelenting regulator on interest rates, the year was dominated by past business bets gone bad resulting in mounting restructured assets for the public sector banks (PSB).............
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