......Today, mobile banking (m-banking) has become a credible mode to transact for a large number of small businesses. A number of private and government banks have introduced mobile banking applications, as they compete for small business customers who demand more user friendly and convenient services on their handheld devices. According to a recent report from the Reserve Bank of India (RBI), 13 million people used m-banking services in the fiscal 2012. 49 banks were involved in 25.6 million m-banking transactions that were valued at Rs.1,820 crores in the same period..............
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