Monday, April 15, 2013

Mismatch in maturity profiles of banks’ assets & liabilities - K.Sivaraman, Former Regional Director

......It would have been more interesting if the Report had provided the share of ultra short-term, wholesale and high-cost deposits. One guess is that the share of such deposits could be anywhere between 15 and 20 per cent of the total deposits. The other issue is whether strict compliance with KYC norms has been achieved in obtaining such deposits. This assumes importance in the context of the reports of alleged money laundering and role, if any, played by banks in this regard.......

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