.............India has more than 86 crore mobile subscribers, and there are rising concerns that the banking sector is not fully exploiting the potential in mobile banking. In September, H.R. Khan, deputy governor of the RBI, said that only 52 banks were offering this service and among them, only a few have achieved sufficient mass. Sabharwal, however, said ICICI saw a huge potential in mobile banking, and it expected an exponential increase in the number of users.............
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