........"HDFC is in an enviable position - funding cost is falling while loan yields are holding up (base rate driven). This is causing spreads to expand while gaining market share. Top line is expected to grow at 20 percent plus over three years, which should help multiples (at long-term average now) expand," the research report said setting a price target from Rs1,010 to Rs1,125 over a period of next one year.........
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