........However, the grand retirement scheme is not without its share of limitations. The key one, of course, is the cap
on maximum exposure that you can take in equities, which stands at 50%.
Now, if you are a young professional willing to stomach risks and stay
invested for the long term, financial planners recommend a high equity
exposure of 60-70%. Such investors may not find NPS’ proposition
appealing. This apart, remember, if you need funds during a crisis, you
cannot tap into your entire NPS corpus.............
Read - ET
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