KOLKATA: It's no coincidence that Ponzi scamsters made merry in Bengal. A research report published by research and analysis company Crisil has pointed out that Bengal ranks much lower than the national average in "financial inclusion". In other words, the average citizen's access to institutional banking systems is very low in the state. The report, prepared with the Union finance ministry and the Reserve Bank of India, shows that in 2011, Bengal's average score was 28.8 against the national average of 40.1..........
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