.......The RBI is seemingly not as enthusiastic as the government and has been slow to implement the policy since when it was first announced by Mr Pranab Mukherjee back in 2010. May be because it wants to be sensible. But with greater emphasis from the government as the 2014 polls approach, it has had to get cracking. Besides “financial inclusion”, another plank with which the government is beating RBI into submission is the magical “increased competition” panacea which will improve customer service and more importantly, bring down interest rates on consumer loans. There are however,...........
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