...........For example, if you have received an interest of Rs18,000 from your savings bank account then you have to pay a tax on Rs8,000 only i.e. (18,000-10,000) thus Rs10,000 can be claimed as a deduction u/s 80TTA. But if total interest income from all your savings accounts is Rs9,000 only, then you don’t need to pay tax at all and the entire amount would be deductible u/s 80TTA...............
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