....... This
is not the first time the Indian banking system has come under
regulatory scrutiny for violation of banking norms. Banks have been
fined for not conducting adequate due diligence in financing initial
public offerings, they have been sued by clients for misleading
them on the suitability of exotic derivatives, and banks have faced
criticism for using recovery agents to harass defaulters. The RBI has
been taking steps to check these malpractices. It has issued guidelines
on credit cards, compensation policies, and a fair practice code...............
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