.......It will
not be wrong to say that present high level of NPAs is mainly due to sycophant
and dishonest promoted officers who have reached the top of the ladder. Although,
at this stage, CMDs, MoF officials, RBI officials are in a denial mode as
they are enjoying the cream, but they will realise soon when financial
crisis over takes these banks. (RBI has started realising the flouting of
KYC norms of banks ONLY after Cobrapost expose !). At the end
of every quarter CMDs of different banks announce that things will improve from
next quarter on NPA front, but it is going from BAD to WORSE with each passing
quarter. Our PM, FM and bank CMDs keep on blaming the global
scenario (SBI Chiarman is in the habit of putting all blames on RBI Governor
and non reduction of CRR / non payment of interest on CRR) for all the
ills of NPAs........
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