If you go to a doctor with a complaint, then you would expect that the treatment recommended reflects the diagnosis of the disease. If the doctor remains silent and starts treatment, even then you can figure out what is going on. A cast on your leg would imply a broken limb and not a viral fever. That’s a reasonable deduction. If one applies this principle to the Reserve Bank of India’s recent draft guidelines on wealth management services offered by banks, the deduction is nothing short of a puzzle..........
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