‘How will four-five more banks help inclusion?’

.........We don’t need new banks. We need better-run banks that are better capitalized. We have enough consolidation to do in our own banking system. Look at the urban cooperative banks and NBFCs. If we don’t have a path to consolidation, fragmented further by issuing a few new licences, I don’t see how that helps the capital or inclusion needs of the economy. With four or five more licences, how does it help inclusion?........... 

Read - TOI