.........The Department of Posts (DoP) has applied for a banking licence. The Reserve Bank of India is expected to issue licences to shortlisted entities in January 2014. "This is a huge resource at hand and touches almost every part of the country's interior. Just Rs 100 per household saved every month could bring over Rs 12,000 crore from 45% of unbanked households in rural areas," Assocham said..........
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