.....Therefore, while educating the financially excluded poor about the fundamentals of financial literacy for eg- why invest, why save, why insure etc, as is done by RBI under National Strategy for Financial Education, such approaches should be adopted in the financial literacy initiatives by RBI, PFRD, IRDA and other stakeholders. Initiatives to disseminate financial education should be based on the insights from the MicroSave study and cues should be taken from IFMR trust’s KGFS, to make them meaningful and effective in promoting financial inclusion in India.
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