........The country's second-largest private sector bank, the jury felt, had benefited hugely from Puri's "common-sense banking" - keep things simple, never allow retail customers to over-borrow, and refrain from lending to companies that have over-leveraged themselves. The jury, headed by Subir Gokarn, former deputy governor of the Reserve Bank of India, also said the bank's greatest strength was its ability to maintain a consistency in quarterly credit growth, across credit cycles..........
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