........It is this stance of NABARD, more than the BC concept, which stands exposed for its legal and constitutional impropriety. RBI/NABARD may enjoy certain privileges over state governments on regulatory matters, especially pertaining to cooperative banks. The rights of the states and the cooperatives, however, cannot be ignored when it comes to issues that affect the basic character of the cooperatives as member-owned bodies. Even the transparency of the process adopted by NABARD is under a cloud as it has not ............
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