........Thus in nut shell we can say that there are challenging periods ahead for Aam Banker, as they have to continue to struggle with long working hours, poor salary and pressure from unions to go on strikes frequently on issues on which they may not be interested to go on strike etc. They have to bear the wrath of the government and public for the ills for which they are not directly responsible. Now they need to take their independent decisions rather than swayed by emotions. If bank reforms take place in the right earnest and government holding is brought just below 50%, they will have more positive impact than negative vibrations. In such a situation officers may be out of CVC clutches and RTI. They will not be forced to give loans purely on political and corrupt considerations. With options of new banks, youngsters can look for greener pastures elsewhere. However, ............
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