............Today, the world is abuzz with the need for financial literacy. But can financial literacy deliver on its own? Not if it’s used as a filter to let faulty products and wrong advice pass through. There is so much information arbitrage in the financial market that to hang financial well-being on financial literacy is wide off the mark. It would also not be fair to expect investors to know the innards of a complex financial product, be adept at crunching numbers, and remember all the fine print, all in the name of financial literacy...........
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