.....................“The discussions were very preliminary. RBI can examine any scheme only after the details of the scheme are available. RBI has always maintained that waivers undermine credit culture and discipline and, hence, are harmful for the health of the banking system and stability,” the RBI response said. Even before the loan waiver programme has been finalized, several borrowers have already stopped repayments in anticipation of loans being waived, said senior bankers...................
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