..........In the past, government ownership has impeded the functioning of PSBs. In fact, the PSBs' financial health has deteriorated due to unwarranted government interference. The new governance structure mooted by the Nayak Committee, would bring operational freedom to the top management of PSBs. It is another matter whether the top managements of PSBs would be able to steer these banks to a new path, first by addressing the burgeoning issue of non-performing assets and then leading them to a new growth trajectory..........
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