.........CICI Bank — with a base of 3.21 million cards at the end of April, 2014 — is now the second largest credit card issuer in India. However, the bank continues to maintain its stance that it remains cautious while offering unsecured credit. ICICI Bank's unsecured portfolio of credit cards and personal loans were at Rs 7,270 crore at the end of March, 2014, and was only 2.1 per cent of the bank's overall loan book. “The growth rate is high due to the low base,” .............
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