........“We have to see what we can do and what we can’t. Prima facie, as compared to an universal banking model, it looks more doable. The lower capital requirement is a positive. However, many NBFCs have an all-India footprint. We have to see in how many districts small banks are allowed to operate. Whether it is 4 or 5 or 15 or 20, or even more? A realistic approach regarding footprint is required,” ........
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