Saturday, August 23, 2014

Basel III: LCR norms to make life tougher for Indian banks

...........Once LCR comes into play, banks will have to focus on stickier deposits. At the same time, on the asset side, they will have to increase the proportion of high quality liquid assets. This could constrain private banks’ lending capacity and keep rates higher for longer, pushing down profitability, the report says. According to research firm, most large banks will be able to meet the near-term target of 60 percent. However, the bigger challenge will be improve this to 100 percent, especially............... 


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