..........It’s people like Das and Jana who the banks are targeting as per Modi’s ambitious plan to eradicate financial “untouchability”. Bankers are thus taking pains to make people understand that the scheme is not a loan mela of the 1980s when banks gave loans to farmers which were never returned. Under the Yojna, account holders will also get an overdraft facility of Rs 2,000 initially which can later be extended up to Rs 5,000. But bankers say that they will have to put in a stringent norm in place so that no one misuses the scheme..........
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