Suggestion merits consideration

My View on "Small banks or banks for ‘small’ people? - Vijay M...": 

Vijay Mahajan has proposed most important changes needed in the draft guidelines of the RBI. The area limitation has affected the growth of RRBs and later LABs. Of course, Basix, the parent organisation of Vijay Mahajan has also a LAB and with all its excellent team and resources available, it is unable to expand. Similarly, his suggestion to keep a cap on the loan amount to one unit (individual/firm/co) merits consideration as otherwise the unbanked and the underbanked will continue to be excluded. In fact, the asset portfolio of small banks should have at least 85% of their loans to the financially excluded. Add the non-asset based services such as remittance services for all, pension services for all, insurance services for all etc. 

- S.Santhanam