.............While recommending revised rules for restructuring loans, the Mahapatra Committee noted that a significant portion of restructured standard assets turned into non-performing assets (NPAs) because they were weak to begin with, and the reason banks went ahead with the restructuring was because the quality of due-diligence was so poor; a recent media report highlighted how the restructuring for R14,000 crore of debt was not working out. It is perplexing how bankers can be so casual with their ..........
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