..............ATMS have been a big innovation in the Indian banking industry with banks strengthening their distribution business and moving the crowd out of bank premises. Now ATMs are evolving into mini-branches, where besides withdrawing cash you can also pay utility bills, transfer funds, deposit cheques and cash and open a fixed deposit. In fact, it is now possible to do everything in an ATM, except of course interact with an executive. Total units in the country today stand at 90,524 ATMs and 646,228 PoS (point of sale) terminals and still counting, according to data released by RBI......................
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