...........The second initiative is India’s first women’s bank, with a Rs 1,000 crore capital, staffed predominantly by women for a mainly female clientele. The existing system, despite having a number of women in command positions, has not been very women-friendly, even in urban areas. Go into villages, and you will see this compounded, many times over. Women don’t get loans because their husbands have defaulted. There is harassment, financial jargon, and general lack of service. Lack of literacy, and financial literacy, keeps women from accessing credit. These issues exist and are very real. But, is the solution to get the existing banking system to treat women as a priority sector, incentivise the opening of women-only branches, women-only officers in existing branches to serve women entering the banking system for the first time — or is it dealing with women as ‘separate but equal’? A sort of gender apartheid.........
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