......That there is a gender bias in banking services is clear. It was precisely this that led to the creation of women's cooperative banks such as the Shri Mahila Sewa Sahakari Bank Ltd. which extended financial support to self-employed women in the unorganised sector. Yet, it is not clear if an all-new, full-service bank is the way to get more women into the financial system. Could not the same objective have been achieved through the existing public sector banks that have an extensive network in rural areas, where financial exclusion of women is the most acute? The BMB will face the same issues as other public sector banks; if anything, it will be handicapped even more by the fact that it is a start-up operation. For example...........
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