........However, SBI said in the report, there are certain key issues regarding priority sector lending and high concentration risk that need to be resolved before differentiated licences are given out. Differentiated licences could impact priority sector lending, as specialised institutions may not have to meet the extant targets for such lending, which is otherwise applicable to all commercial banks, it said. Also, differential banking licences in the area of corporate banking and infrastructure banking would need far more developed financial markets, it said............
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