..............The second phase of financial inclusion talks about a ‘pension scheme’ to be made available to the identified beneficiaries in the unorganised sector and providing micro-insurance products to them through nationalised insurance companies. So what can be done to make CFIP successful? The government has allowed a number of agencies to operate as BCs like corporate BCs, Kirana shopkeepers and daak sevaks, in addition to individuals/organisations operating as BCs. RBI is planning to allow the proposed small and payment banks to function as BCs. BCAs to be deployed will be ‘sons of the soil’ who can win the trust of the rural people. But the success of the BC model will depend on ...........
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