..........Today, proponents of the Uber model aver that ‘innovation’ allows the customer to enjoy his ride and disembark at his destination without fumbling for cash or having to enter an authorisation PIN, as card details are pre-stored. This innovation is not new; the hotel industry has been using it for a long time with a pre-authorisation taken at the time of booking. The only difference being, that if mandated, you will still need to use 3D-Secure whilst making the booking. So, in a trade-off between risk and convenience, what would you choose? Risk your card being used by a hacker in ‘Nigeria’ or protect it using 3D secure?........
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