......Unlike in the past where the personal views of the Governor of RBI were not known, we now have a governor at RBI whose position on the business of financial inclusion is well known much ahead of his assuming office. He not only appended his signature to that piece in The Indian Express soon after the microfinance crisis happened, but has also authored a report that has some radical recommendations with regard to financial inclusion. While a large number of them are worth considering, some of them are to be looked at with caution. They are to be looked at with caution, particularly because RBI has taken some explicit positions contrary to the tone and tenor of the Raghuram Rajan committee report on financial sector reforms..........
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