I think financial inclusion is a very big part of issuing licences for the new bank. Given the fact that we have physical presence across so many points within the country, across the country and we do very significant CSR work across the country, for us to kind of get started in terms of the inclusion part of it would be very kind of easy and sots of fits in with our philosophy of doing things. Fits in with our social conscience. Clearly it is very important for RBI and the government as I understand it to have inclusion as a very big criteria for selection.
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