....The beauty of microfinance is that it sucks out the income of the poor without causing much pain. Rather the poor thanks the lender for impoverishing him. Just as the drunkard thanks one who lends him money for buying a bottle of liquor or just as the bonded labour thanks the moneylender for giving him a loan, similarly the members of Self- Help Groups thank the microfinance institutions for providing loans. They forget that the same institution is also taking away their incomes......
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