....According to Reserve Bank of India, managing security is more challenging in online and phone banking as compared to other delivery channels and online threats in the form of phishing attacks, spyware, viruses, Trojans, key loggers are frequent. “Fraudsters are not only tech savvy but have clear understanding of the systems and procedures obtaining in banks,” said G Padmanabhan, Executive Director of RBI while speaking at a Secure Banking conference last year....
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