You can keep banking fraudsters at bay and how

Bangalore, Feb 28 (PTI) Have you used your birthday or wedding date as PIN or password in ATM, debit and credit cards or written those behind them? Then it's not the wisest move you could do to keep banking fraudsters at bay, say experts. "Best thing for any bank customer is to change the password on a regular basis," says Mahesh Rajaraman, Head-Risk Control, HDFC Bank. "Using birthday or wedding day as passwords would ensure that people close to you may try to use it at ATMs," he cautioned while talking to reporters here. No bank would ask its customer to share their credit card number and PIN, Rajaraman said, adding, customers should only use secured sites while transacting online. "Don't pass on personal information in social media", he warned. "People try to give their date of birth. It's important your password does not match that date". RBI Ombudsman, Karnataka, M Palanisamy, said fraudsters sometimes succeed because of banking customers being "careless". Phishing mails appear as if they are sent by concerned banks. "Never respond to any phishing mails," Rajaraman said. "Never part with your password and personal data with anybody".

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