Financial inclusion has witnessed extraordinary investments and efforts from a variety of stakeholders in India over the past two years. The central bank (RBI), the Ministries of Finance and of Rural Development (MoF and MoRD) have undertaken numerous reforms and measures to make the policy and regulatory climate more conducive for the banks, agent network managers, agents and for the customers. Though setting stringent targets for financial inclusion, and constantly pushing banks to achieve those, has been the prime emphasis of Government, recent moves to increase the digitisation of subsidies may prove to be more effective. Nonetheless,.....
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