Financial untouchables

.....Migrant workers with no local proof of address don’t figure anywhere in the Reserve Bank of India’s (RBI’s) ‘know-your-customer’ guidelines. There is a separate set of guidelines for NRIs, even for migrants from Nepal, but none for migrant labourers. The only privilege RBI has belatedly granted them is that of a bank account. Here is an example of how PPF treats the poor. Though it is called the Public Provident Fund, the word public, according to State Bank of India, does not include poor and migrants who don’t have their own house in the locality....... 

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