........Many bureaucrats in Ministry of Finance, top officials of RBI and CMDs and EDs of banks are under the mistaken notion that any monetary transaction may be included in banking service and banks may engage themselves in such activities, provided they are legal and profitable. Everyone including the banks failed to see the distinction between finance and banking. In course of time, the banks who must be the guardians and catalysts of an economy have started playing the role of a servant of all others in the society. Is a banker reduced to a mere accounts-keeper for all sections of the society?...............
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